Barry Kostiner, CEO:
“I am passionate about our investment in the LECT community platform to deliver on our 4 education quadrants: Finance, Real Estate, Wellness and Management. Combined with our online degree pathway, we offer guidance and tools for success to individuals, families and communities. LECT provides the content and tools needed to thrive and succeed at each stage in life’s journey. I am privileged to be a part of the LECT team.”
Our Mission
Our mission is to transform lives by delivering accessible, impactful education and financial solutions that bridge the gap between struggle and success. We harness advanced technology and community driven platforms to guide individuals—from credit repair and tax relief to trading, real estate, and wellness mastery—while creating pathways to asset management and personal growth. By partnering with visionary leaders and leveraging AI-driven strategies, LECT aims to build scalable ecosystems that empower millions, foster financial independence, and redefine how education and investment intersect in the modern world.
Our Values
At LECT, we are driven by innovation, empowerment, and community. We believe in using technology to democratize opportunity, ensuring that every individual, regardless of their starting point, can access the tools and knowledge to thrive. Integrity guides our partnerships with thought leaders and affiliates, while scalability fuels our commitment to impactful, sustainable growth. We value resilience—supporting those overcoming challenges—and ambition, inspiring wealth creation and personal well being. Above all, we cherish the power of connected communities, built through trust, engagement, and shared success.
About Us
Legacy Education & Capital Technologies Inc. (LECT), led by CEO Barry Kostiner, is a pioneering platform company uniting innovative entrepreneurs to empower individuals at every stage of their financial journey. From credit repair and tax relief for those facing economic challenges, to trading and real estate education for wealth-building enthusiasts, and wellness programs for personal transformation, LECT leverages cutting-edge AI, social media, and digital marketing to build vibrant student and investor communities. With a foundation in Legacy Education Alliance’s 26-year history and strategic partnerships, LECT is redefining education and asset management for a digital era.
The credit repair and tax relief industry presents a significant opportunity, with a fragmented market valued at $1–$2 billion annually in the U.S. Driven by widespread credit reliance and frequent report errors (34% of consumers affected), demand surges during economic stress, as seen with 9.5% growth in 2022. Companies like Optima Tax Relief, resolving over $3 billion in tax debt since 2011, showcase profitability through scalable, fee-based models targeting high-debt clients ($10,000+). FalconCo aims to leverage this through affiliates like Warrior Tax Relief, tapping into a niche ripe for digital marketing and AI-driven expansion.
The trading education sector offers a lucrative opportunity within the $8–$10 billion online financial education market, growing at a 20% CAGR. LECT aims to capitalize on this by blending newsletters and coaching, targeting retail investor demand seen in eToro’s 147% account growth in 2020. eToro attracts younger, tech-savvy millennials with interactive tools like CopyTrader, while Agora Financial appeals to less tech-savvy, self-directed investors seeking in-depth, subscription-based insights. With eToro’s 35 million users and Agora’s niche subscriber base, LECT can bridge these demographics, leveraging AI and scalable platforms for broader market penetration.
Real estate education, a thriving segment of the $40 billion personal development market, presents a robust opportunity for LECT to tap into widespread interest in property investment. Figures like Than Merrill and Grant Cardone exemplify its potential, having transformed their educational platforms into multi-billion-dollar portfolio management empires. Merrill’s FortuneBuilders, generating over $50 million annually, evolved from coaching into real estate ventures, while Cardone’s Cardone Capital manages $4 billion in assets, leveraging his 10X philosophy and education sales. LECT can emulate this model, using education as a springboard to asset management, targeting aspiring investors with scalable, AI-enhanced strategies.
Community Building with AI-driven Social Media & Digital Marketing Platform
Platform companies (like Meta, Google & X) often command the largest valuations due to their ability to create scalable, network-driven ecosystems that connect users, providers, and resources, generating exponential value as adoption grows. Unlike traditional businesses with linear growth tied to physical assets or sales, platforms leverage data, technology, and user interactions to achieve high margins and market dominance, as seen with companies like Airbnb or Uber, valued in the tens or hundreds of billions. Their valuation stems from network effects—where each additional user enhances the platform’s utility—combined with low operational costs once the infrastructure is built, making them highly attractive to investors.
Driving Community Scale with AI and Digital Marketing
Social media and digital marketing, supercharged by AI, amplify this potential by efficiently building and engaging communities, a critical driver of platform success. AI analyzes vast datasets to target specific demographics, personalize content, and optimize outreach, as exemplified by eToro’s 35 million-user base, partly grown through X partnerships and tailored campaigns. Digital marketing funnels—via emails, influencer endorsements, or livestreams—convert interest into participation, while social media fosters real-time interaction, trust, and loyalty within communities. For LECT, AI-driven strategies can replicate this, transforming education verticals into interconnected platforms, enhancing user retention, and boosting valuation through community scale and engagement. The same platform technology delivering education and building communities around thought leaders is also used to engage with our retail investor community.
Legacy Open Library
The mission of the “Legacy Open Library” initiative is to provide best in class free online learning resources to our online degree students and everyone. The best things in life are free, and education is no exception. Our technology platform enables the “unbundling” of education and accreditation. We are passionate about providing the tools and content to enable our students to dive in deeply on the topics most relevant to their personal interests and careers, while providing a low-cost accelerated path towards an accredited bachelor’s degree, professional graduate programs and fulfilling career.
Empowering Disadvantaged Futures
The “Empowering Disadvantaged Futures” initiative addresses a pressing social inequity by equipping low income and minority college dropouts with the tools for economic success. LECT will catalyze a scalable, sustainable solution, leveraging its EdTech platform to transform lives and communities. We are inviting leading charitable fund and community organizations to partner with us in this mission, creating a legacy of opportunity for those left behind by traditional education systems.
